Reading Time: 5 minutesAs the anniversary of Hurricane Ida is approaching, it was humbling to go back and read the Facebook posts I made on my personal page to update the world about what was really going on through my perspective. Storm aftermath update #1: Sunday 8/29/21 The eye passed over our house/area today as a Cat 4 …
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Budget Categories Explained
Reading Time: 9 minutesWhen we first started budgeting the “Dave Ramsey way,” we used a minimal amount of cash envelopes. But now, we’re mostly digital. If you’re just getting started with budgeting and taming your money better, these cash envelopes are definitely the best way to start out. I’ll explain what we did before, and what we use …
This is NOT Really What Homeschooling is Like
Reading Time: 6 minutesUnless you’ve tried homeschooling with one of those online curriculum like K12 where you have to log on so many hours per day, this quarantine homeschool situation is NOT normally what homeschool is like. I want to quickly clarify that what’s been going on may not be what we truly experience as homeschoolers, and it …
Life is Short – Lick the Bowl, and Be Yourself
Reading Time: 3 minutesGuests chuckle at it when they come to our house for the first time, and then they get to hear the story behind it. Tuesday, October 15 makes fifteen years of marriage, and this charming little piece in my kitchen is such a simple reminder of our beginning. I look back now, and I’m so …
How Our Money Habits Could Be Costing Our Precious Time
Reading Time: 11 minutesWould you trade money for time or time for money? We say money isn’t everything, yet we chase it like it’s the end of the world… There was a time in my life when I was miserable and exhausted all the time. I was a new mom, and I worked a full-time job that was …
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Simple Ways to Save $85-$100 per Month on Everyday Things
Reading Time: 12 minutesWhen we were in the process of paying off our debts as quickly as possible, there were many things we did and didn’t do to save money to make the most out of our budget. We loosened up our spending a little once we became debt-free, and then we started saving up for some other …
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Learning What the Bible Says About Money & Debt
Reading Time: 16 minutesNobody wants to talk about this stuff, especially believers. We’re supposed to just “believe” that things will happen for us financially if we just hope and pray hard enough. It’s what I was always told to do. It’s a tough subject, I know. But since I’ve been openly talking about it for at least 9 …
What We Told Our 13-Year Old About Money When He Was Six Just Might Shock You
Reading Time: 15 minutesTwenty-eleven was a turning point for us. We started changing the way we looked at money, and we experienced so many new things. We were budgeting together, getting on the same page with our finances, and quickly paying off debt. One of the areas that many families struggle with when trying to get on the …
What We Told Our 13-Year Old About Money When He Was Six Just Might Shock YouRead More
Being Debt-Free is NOT about Being-Debt Free!
Reading Time: 8 minutesA few years ago, someone asked me, “What’s the difference between being debt-free with a mortgage and being debt-free with rent? Isn’t it the same thing? Isn’t that still considered debt-free?” Yes, it’s still considered being debt-free. You have no debt besides a mortgage, or you have no debt besides the rent. The difference is …
Take Control of Your Spending Using Cash Envelopes + FREE Printable Envelopes!
Reading Time: 7 minutesI don’t want to carry that much cash around. If I carry cash, I’ll spend it. These are common reasons not to carry cash, and I’ll be the first to admit that I was hesitant about the “cash envelope system.” Once we started using it though, we noticed something very different happening with our checking …
Take Control of Your Spending Using Cash Envelopes + FREE Printable Envelopes!Read More
Why We Pay CASH for Cars and How You Can Too
Reading Time: 12 minutesThe thing that keeps Americans the MOST broke is…. car payments. We always had car payments. It’s just part of life, right? I’m here to tell you that it doesn’t have to be! I realize now that the dumbest thing I ever did was trade in my paid-for high school car to get a small …
4 Most Important Things I’ve Learned About Debt
Reading Time: 7 minutesOver the last decade, I’ve learned more about money than I have in my whole life! Matter of fact, it was almost 10 years ago whenever I was trying to decide which was cheaper – the late fee on the mortgage or an overdraft fee from the bank. That’s just unimaginable today. Ernie and I …
The Day My Husband Lost His Job
Reading Time: 6 minutesIt was becoming more and more weird when I’d fix his plate for dinner. He was nauseated and not very hungry at all. If you know Ernie, he has a naturally lean body type. Now he was down 15 lbs, and his belt was barely holding up his pants. Because of family history, it eventually …
4 Tips for Organizing Your Spices
Reading Time: 4 minutesHow’s your spices lookin’ these days? I heard it’s a pain point in many kitchens. Not sure what’s hiding in the back behind the old expired spices that you forgot you had? I absolutely LOVE this 3-tier, stainless spice holder for the inside of my cabinet. Because I have so many spices (and Yes, I …
How We Kicked Murphy Out for Good and Kick-Started Our Emergency Fund
Reading Time: 10 minutesPicture this. You have no debt, an emergency fund that covers at least 3-6 months of expenses if you were to all of a sudden not have a paycheck coming in, and you don’t have to work a million hours a week. Is that possible? I’ll tell you it is. It’s not just a dream. …
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